Have any of you ever considered purchasing medical travel insurance? You might not remember my post about our upcoming vacation trip. I don’t want to entertain morbid thoughts but I don’t really want anything to happen to me and hubby while where there.
Out of curiosity, I checked out this travel insurance site and got an online quote in seconds. For £52.39 (about PHP3.3K) Hubby and I have a worldwide travel coverage (excluding USA, I was assuming to travel Asia initially) with a Personal Accident benefit amounting to £15,000 (about PHP939K). Also we will get something should we experience delay in our trip, which we normally suffer when flying in Philippine Airlines. Imagine unexpectedly on your way to the airport you got caught in traffic and missed your departure. As consolation you will still get something of monetary value other than the saying “charge it to experience”. I find it cool that even pets are covered!
I do think that sports extremist and jetsetters will get the most out of these kind of products. I wonder if there’s already a local insurance product catered for travelers. I’ll do some more research and will let you know when I found one.
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